Effective estate planning enables you to manage your affairs during your lifetime and helps ensure your legacy is efficiently passed on to the ones you love. With a legacy plan, you can outline your healthcare wishes and ensure that they’re carried out – even if you are unable to communicate. You can also designate someone to manage your financial affairs should you be unable to do so. There are few things more important to successfully transferring wealth than solid financial planning, and the failure to plan a tax-efficient wealth transfer can greatly diminish the amount of wealth that ultimately reaches the next generation. We can also help you decide whether charitable giving might be desirable and/or advantageous to you.


Remember, estate planning requires ongoing review and updates. We’ll help you get–and keep–your final documents up-to-date through the years in conjunction with attorneys. It’s important to know that your beneficiaries on individual policies and assets take precedence over your trust or will documents, and we will meet with you regularly to help update your estate in its entirety as your family and goals change through time. We will encourage you to keep family members involved in the process because the passing of a loved one is challenging enough without having to sort through the complex problems of a poorly planned estate.

Contact Alpha Beta Gamma Risk Management at (866) 837-0999 for a complimentary discussion about wealth transfer and estate planning.