About Alpha Beta Gamma
Choosing a financial partner is about far more than just finances. At Alpha Beta Gamma Risk Management and Alpha Beta Gamma Wealth Management, we take pride in the options and services we offer our clients. Our mission is to provide sound recommendations designed for your future benefit.
As a completely independent firm, at ABG Risk Management we work hard to transfer risk over to insurance companies and away from your family. In order to do that, we offer a huge range of products from dozens of providers, and we research your options in terms of coverage features and premiums to help achieve the best fit.
At our sister division, ABG Wealth Management, we strive to eliminate the guesswork often associated with wealth management planning
by providing clear information and recommendations. We assist in the design and then implement a plan for your future. We then remain by your side, monitoring how the plan is working, making any necessary adjustments as life changes along the way.
ABG Wealth enjoys the resources of an independent national financial services firm, and we base our asset allocation decisions on research and advice from some of the world’s best analysts. We have access to investment solutions from some of the best minds in academia and business.
For you, our client, we use our collective experience and resources to put it all together into a comprehensive financial and retirement plan for your family.
The Gamma Formula™
Our name describes what we do. Alpha is the generation of returns above a benchmark which is every investment advisor’s goal. Beta is a measure of risk as an investor seeks to generate returns with less risk or volatility than a benchmark. Gamma is the “holy grail” of investing, which shifts the risk/reward relationship to increase returns while reducing portfolio risk
We are not a brokerage, we are registered investment advisors, with a fiduciary duty to recommend what is in your best interests. We utilize principal-protected strategies when indicated to help shift risk away from you and your family.
The Gamma Formula process contains 7 pillars:
- Asset management
- Risk management
- Financial planning
- Estate planning
- Cash and credit management
- Philanthropic planning strategies
- Other (financial advice as needed regarding your homes, automobiles, bank accounts and more)
Meet Our Team
Curtis L. Lyman, J.D.
ROLE: Portfolio Management and Retirement Planning
“The driving force behind the creation of this firm is my belief that our clients are entitled to sophisticated and independent advice, free from conflicts of interest.”
Mr. Lyman is the CEO/CIO of Alpha Beta Gamma Wealth Management, a firm registered with the SEC, pursuant to the Investment Advisors Act of 1940. Mr. Lyman has been helping retirees and pre-retirees plan their “second life” for over 30 years. “Our Mission is Creating Financial Strategies to Protect Your Future. Our job is to help clients actualize their dreams.”
Read more about Curt Lyman
Reginald Robinson, Jr.
Reginald Robinson Jr. joins the Alpha Beta Gamma Wealth Management team with a focus on protecting and diversifying wealth using a full range of wealth management and insurance solutions. His responsibility is to implement principal protection investment strategies to assist the firm in the achievement of its Mission.
Read more about Reginald Robinson Jr.
Raquel Bencosme joins Alpha Beta Gamma Wealth Management with a focus on providing first class service to our clients. She handles account openings and account maintenance. Raquel also manages special projects and coordinates all of our firm’s mass email communications.
Read more about Raquel Bencosme
Richard J. Krenn
Richard J. Krenn joins Alpha Beta Gamma Risk Management as an independent insurance agent.
Rich specializes in insurance type investments to assist pre-retirees and retirees in avoiding the dangers of sequential return risks, principal losses, and income streams that don’t keep pace with the rate of inflation.
Read more about Richard Krenn